Smarty Cents
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Frequently Asked Questions
Answers to common questions about Smarty Cents.
General
What is Smarty Cents?
Does Smarty Cents work without Lunch Money?
Does Smarty Cents support other budgeting apps, like YNAB?
Getting Started
What do I need to start using the Smarty Cents app?
Is Smarty Cents free to start?
What if I have more than one Lunch Money account or access token?
Can I customize my AI Persona?
What can I ask my AI Persona?
Security & Privacy
Which personal data does Smarty Cents store?
How is my Lunch Money access token protected?
Can Smarty Cents, or its staff, see my token value once I've saved it?
Is Smarty Cents authentication secure?
Does Smarty Cents ever modify or write data back to my Lunch Money account?
Is my financial data shared with third parties or used to train AI models?
What happens to my data if I delete my account?
Plans
What plans does Smarty Cents offer?